If you have hospital bills because you went to the emergency room or had to be admitted to the hospital, you may be eligible for Charity Care.
#I have bills to pay free
If you have a low income, you may be able to get free help from a taxpayer clinic. Depending on your income, the Internal Revenue Service (IRS) might put your debts "on hold." You can discharge in bankruptcy some debts owed the IRS. Read Discharging Student Loans Due to Disability.Ĭontact a lawyer. If you have a disability, you may be eligible for a total, permanent disability discharge. Contact a lawyer or go to to learn more. If you have private student loan debt, repayment options are different than for federal student loans. If you are in default on your federal student loans and are not in deferment, forbearance, or a payment plan, the Department of Education might garnish your wages or Social Security benefits, or take your federal income tax refund. There are also income-based repayment plans based on your current income and household size. You might be able to defer (put off) making payments.
#I have bills to pay license
Read Change Your Child Support Order, Asking DCS to Review Your Child Support Order for Modification, and/or Child Support and License Suspension for more information.Ĭontact a lawyer or go to to learn about your options for paying back federal student loans. Talk with a lawyer before signing this waiver. If DCS agrees to lower your monthly payment amount, they may require you to sign a document waiving (giving up your rights under) the Statute of Limitations for how long DCS is able to collect from you. Find out if you can get the amount being garnished lowered or your current support order modified. If DCS is garnishing support from your wages, contact a lawyer. Failure to pay anything may result in the suspension of your driver's license. See if you can modify (change) the current support order. Then, contact the Division of Child Support (DCS) or a lawyer. If you owe child support and cannot afford to pay, try to make a partial payment each month. If you do not have insurance and are in an accident, your driver's license may be suspended.
#I have bills to pay drivers
Washington law requires all drivers and owners to have insurance.
One missed payment can result in repossession of your car.Ĭar insurance is also important. If you need your car to get to and from work, you must make your car payments on time. You may also qualify for the Washington Low Income Home Energy Assistance Program (LIHEAP) benefits for help with home heating costs. Ask your own utility companies about payment plans. Do not wait for a shut-off notice! Many utility companies have payment plans where you pay the same amount each month so you can budget your money. You must pay your electric, gas, water and phone bills to keep these services. Call 2-1-1 to find out where food banks are in your area. If you cannot afford to buy enough food, get in touch with your local DSHS office. If you have a low income, contact the Northwest Justice Project's Foreclosure Prevention Unit (FPU) at 1-80. If you cannot afford your mortgage payments, find a housing counselor at 1-87. Homeowners - If you are behind on mortgage payments, you could end up in foreclosure. For help paying rent, call 2-1-1 for names of social service agencies that might be able to help. Renters - If you do not pay rent on time, the landlord can evict you even if you have a good reason for not paying. You do not want to become homeless or not have enough to eat and stay healthy.
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